Smart Purchases Today that Save You Money Tomorrow

lady holding money smiling

You’ve heard the saying “It takes money to make money.” But here’s a secret… Sometimes it takes money to save money.

Spending money can actually save (or make) you money in the long run, as long as you spend it on the right things.

Whenever you make a purchase, you should be asking yourself “What value does this give me after I buy it?”

From home efficiency, appliances, lifestyle and life hacks, make your money work for you by spending it on the right products.

We’ve done the research for you, and here are purchases that can save you hundreds or thousands of dollars over time.

Amazon Prime Membership

A yearly membership of Amazon Prime costs $119, and can easily pay for itself with just the benefit of free two-day shipping alone.

But there are plenty of other perks included with the membership fee for extra savings:

  • Unlimited streaming of thousands of TV shows and movies on Prime Video. Replace other streaming services or your cable subscription and save hundreds of dollars.
  • Unlimited reading from over a thousand free books, comics and magazines to read free. You can also borrow one free e-book per month ($9.99 value) from a selection of hundreds of thousands of books in the Kindle library. If you’re an avid reader, this one perk alone pays for the membership.
  • Unlimited music streaming of over two million songs, all ad-free with Prime Music.
  • Free unlimited photo storage with Prime Photos, accessible from both your computer and mobile device. All photos are stored securely on the Amazon Cloud.
  • Amazon Elements. Save on thousands of products branded with Amazon’s own consumer-first line of everyday items.

Warehouse Club Membership

Warehouse clubs like Sam’s Club, Costco and BJ’s can save you money by buying items in bulk at discounted prices. They can do wonders for your wallet, provided you don’t waste anything you buy.

Being a member of a warehouse club generally offers additional benefits such as deals on prescriptions and eyeglasses, cheaper gas prices, discounted gift cards, and even food courts if you need a cheap meal on the go.

woman shopping cart smiling


A good bike can be a wheely…I mean, really good investment!

If you live close to work or stores for your errands, biking will save you money on gasoline, car repairs and parking. You also have the added benefit of improved health, which can save on doctor bills or medical insurance.

Depending on your location or season of the year, it may not always be practical, but if you are able to bike, both your body and bank account will thank you.

man on bike smiling 300

Personal Finance Books

Nothing beats a good book for education and motivation. Many personal finance books pay for themselves dozens of times over. Applying what you learn from proven advice in finance books helps you achieve financial success. 

Here’s our list of the Best Personal Finance Books that can Change Your Life.

man smiling reading book

Smart Thermostat

Seeing my monthly heating costs always makes me cringe.

If you are like most people, you’ve probably asked yourself “How can I stop paying so much for heat?”

One simple solution is to install a smart thermostat. You can set the temperature and they even learn your schedule for when you’re not home. Plus you can control them from your smartphone!

Imagine automatically turning the heat down or off while you’re at your 8 hour a day job, and having it back on and warm when you get home. That alone can reduce your monthly heat bill by 33%!

Space Heater

Another option is to have a cheap, small, and efficient space heater.

A lot of extra money is spent on heating rooms you don’t need to.  

Just put a space heater in your bedroom when sleeping, or home office, or bathroom when showering. 

It’s substantially cheaper than trying to keep all the rooms heated when they’re not being used.

Window Insulation Kit

Have you ever touched one of your windows and felt how cold it is?

If so, you could benefit from having an indoor window insulation kit.

It’s an easy fix that prevents cold air from coming inside, making your home more energy-efficient by needing less energy to heat your house. 

A simple to install window insulation kit will lower your winter heating costs.hat

Door Draft Stopper

Similar to windows, cold air can sneak into your house under the doors, or your heat can escape into rooms that you don’t need heated.

A door draft stopper is not only effective at blocking and preventing air, but also reduces noise levels.


Ceiling Fan

During the summer, you finally get a reprieve from the high heating costs in the winter…that is, until you see your electric bill from constantly running the air-conditioner…ouch.

An efficient ceiling fan like the one we have listed here is easy to install, and only uses about as much energy as a simple light bulb. 

This can lower your energy costs by 30% to 40% instead of air-conditioning during summertime.

Energy Efficient Light Bulbs

Electricity is one of the greatest inventions ever. Unfortunately, we have to pay for it.

There are, however, ways you can cut down your electric utility costs.

Consider switching to these LED light bulbs. They use 80 percent less energy than standard light bulbs! 

They are highly rated with thousands of users claiming they saw noticeable decreases in their electric bill immediately after installing them. 

Smart Plugs

Appliances and electronics are constantly drawing power from the outlets whenever they’re plugged in, which increases your electric bill.

You can save money just by plugging a smart plug into your outlet. 

This one tracks how much power your device or appliance is using, and also lets you turn it off, to draw no power, and turn it back on when needed. 

You can turn it on or off anytime and anywhere with your smartphone.

Roku Streaming Player

A lot of people are cutting the cord and switching from cable tv services, and it’s easy to see why, with the average monthly cost being over $100.

The Roku Ultra replaces standard tv, and provides hundreds of tv stations, as well as movies and music, and delivers it all with the highest quality streaming.


Rechargeable Batteries

Single use batteries are not only pricey, but wasteful. We use batteries every day, whether in appliances, controllers, and other electronics.

It’s time to make the move to rechargeables. states that families that regularly use batteries can save as much as $77.44 per year using rechargeable batteries.

These Panasonic Eneloop Pro batteries we chose last longer than any other, and hold up to 85 perfect of their charge even when not used for up to a year.

Produce Keeper

Never let your fruit or vegetables go bad again.

Throwing away expired produce is the same as throwing away money.

A produce keeper slows spoilage by maintaining optimum humidity levels and gases needed to keep your food fresh for weeks. You’ll get your money’s worth, and have to buy less produce, saving money on each trip to the grocery store.

Food Vacuum Sealer

Meats are expensive and expire fast. Plus, they smell quite bad when rotting.

A vacuum sealer changes all that, by wrapping air-tight plastic around the food you want to freeze or store.

Keep your meats (and other foods) always fresh, and be able to cook them when you want.

Reusable Lunch / Food Bags

Packing your own lunch to bring to work can be a big money saver, but you can save even more with reusable food bags! You’ll no longer need to buy boxes of plastic sandwich bags each week. 

These reusable bags are better for the environment, non-toxic, easy to clean, keep your food fresh, and they’re stylish!

What’s not to like?

Reusable Water Bottle

Buying water instead of soft drinks can save you money, but if you’re constantly buying disposable water bottles, the costs still add up quickly.

Get a reusable water bottle instead, and you can take it everywhere you go. 

Whether you want spill-proof, a built-in filter, or a certain size or shape, you can get a bottle that you’ll love, and it will pay for itself after only a couple days.

Instant Pot

Instant Pots are all the rave, and for good reason!

An Instant Pot can easily replace a dozen other kitchen appliances, saving you money since you don’t need to buy them. Plus, it saves you coveted kitchen counter space.

It’s also perfect for cooking bigger batches, so you save money with leftovers, and not ordering take-out.

With 10 different cooking functions, you can buy cheaper cuts of meat that will be fall-off-the-bone tender from an Instant Pot, saving you even more money.

Food Dehydrator

If you enjoy snacking on dried fruit or jerky, why not make your own at home?

A food dehydrator is a DIY solution that is not only fun, but a lot cheaper than buying pre-packaged products!

Good Coffee Maker with Grinder

Oh the struggles of those daily expensive coffee shop runs…I’m a self admitted coffee addict, but these $3 – $6 cups of coffee needed to stop.

A good coffee maker with a built-in grinder gives you the best quality and flavorful coffee from the comfort and convenience of home. And it’s a lot cheaper!

After a month of daily use, it will more than pay for itself, saving money in the future. That’s called paying it forward!

Reusable K-Cup Pods

Many people love their Keurig’s, and if you’re one of them, you know they’re not exactly the cheapest to run, with single pods generally costing $1 – $2 or more.

Reusable K-Cup pods considerably cut the price down, and you can use them with any of your favorite coffee brands or flavors. A 12oz. bag of coffee yields 22 cups, and generally costs less than $10, which is a savings of 50% or more over standard K-Cups.


Reusable Swiffer Pads

If you’ve purchased a Swiffer Sweeper, then you know it’s a wonderful tool for cleaning up your messes.

However, it can be quite costly to keep buying boxes of replacement cloths to use with it.

Thankfully, there are reusable cloths to take care of that job! Use them over and over, and smile thinking of the money you’re saving.

Low Flow / High Pressure Shower Head

A 10 minute shower uses an average of 25 gallons of water. Now imagine if you like to take a 20 or 30 minute shower…every gallon of water increases your water bill, but you also need to factor in the utility cost of heating that water.

A low flow shower head will conserve water 20% or more, and still provides that high pressure you love.

It’s a very inexpensive way to start cutting down on monthly utilities.

Shower Timer

If you really want to be conscious about slashing your utility bill, combine a low flow shower head along with a waterproof shower timer.

This ensures you limit your water usage and maximize your efficiency.

Drying Rack

An electric dryer sure is nice and convenient, but there’s nothing wrong with going old-school with a drying rack like grandma used to use.

A drying rack is gentler on your clothes, meaning they’ll last you longer so you don’t have to spend money replacing your wardrobe as often, and you have that fresh air smell.

You’ll also save on your monthly utility bill by not using all the electric power that conventional dryers consume.

Wool Dryer Balls

Replace traditional fabric softener sheets with these wool dryer balls.

They are reusable for up to 1,000 loads each, so you can reuse them for years. 

They are also chemical-free, and improve the airflow in your dyer, which soften and dry your clothes faster, resulting in lowering your electric bill too!

At Home Dry Cleaner

Expensive and nice clothes also mean paying for expensive dry cleaning services.

That is, unless you use this at home dry cleaner product. 

It’s safe to use on almost any fabric, removing wrinkles and leaving your clothes both soft and clean!

Home Nail Spa Lamp

Ladies know how important and costly it is to keep great looking nails, and you sure can end up paying a lot for those bi-weekly manicures.

This nail lamp has tons of positive reviews for professional quality nail polishes at home.

Keep up your appearance, all while keeping cash in your pocket.

Simple Sewing Kit

Got a hole in your shirt or blouse? Did a button pop off?

Don’t throw it away! It’s costly to replace clothing every time a small blemish happens.

Instead, fix small rips and tears, or perform other clothing repairs with a simple sewing kit.


Professional DIY Car Wash

The average cost of a car wash is between $15 and $25.

While taking your car through a wash service can be a lot quicker, you can get your car sparkly clean time and time again with a DIY cleaner, for less than the cost of a single wash service.

Amazon recommends this foaming car wash, that’s safe to use on any vehicle and finish, and will clean away the toughest dirt or grime with ease.

Tire Pressure Gauge

The average price of tires is between $80 – $150 per tire! Since we need 4 of them, it’s important to keep them in optimal condition.

Properly inflated tires will not only ensure you receive the maximum tire life, but the EPA reports that it can also improve your gas mileage by up to 3%, saving additional money on gas. 

Tire pressure gauges are pretty cheap, and it only takes a minute to check your tires. Keep one in the car and keep your tire service costs to a minimum.

Bottom Line

Making smart purchases today will save you money in the long run.

What areas can you save money in?

Do you have any other money saving purchase ideas? 

Let us know in the comments below!

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